Financial Management

Not all Controllers are created equal As private companies grow, financial complexity increases; but the financial function doesn’t always keep pace. It’s common to reach a point where leadership realizes: the numbers are getting harder to trust, reporting takes longer than it should, and there’s a growing sense that no […]

How Private and Family-Owned Businesses Can Confidently Navigate Acquisitions with a Fractional CFO Acquisitions are rarely business-as-usual for private and family-owned companies. They’re high-stakes transitions; often the most financially significant moment in a business’s journey. And while your internal team might be strong on operations and day-to-day finance, acquisitions demand […]

Many businesses, especially in manufacturing and B2B services, find themselves deeply reliant on one major client. These “anchor” relationships can be a powerful force for stability and growth; but they can also quietly introduce serious financial risk. When one buyer accounts for a significant share of revenue, operations, or margin, […]

In the not-for-profit world, continuity matters. Whether it’s a planned maternity leave or a sudden personal leave, the absence of a key finance leader can introduce uncertainty; not just in operations, but across your boardroom, your funders, and your internal team. These are often high-trust roles. The person stepping away […]

Looking Beyond Direct Costs For product-based businesses, profitability often starts with a simple equation: revenue minus cost of goods sold. But this narrow view can create blind spots, especially as a business grows and overhead expenses start to weigh heavily on margins. At Part Time CFO Services, we regularly work […]

As we move through 2025, Executive Directors in the not-for-profit sector are managing in an environment that’s both mission-driven and metrics-focused. Pressures are intensifying, driven by evolving funding models and more rigorous stakeholder expectations, as well as ongoing operational challenges. Organizations with budgets between $3 million and $15 million are […]

Profitability is often viewed through a simple lens, revenue minus expenses. But beneath the surface, many organizations face hidden cost pressures that slowly erode their margins. Standard financial reports don’t always capture these, but they result in performance slippage, missed targets, or inexplicable budget overruns. In this article, we’ll highlight […]

Not-for-profit s are often tasked with doing more with less, making every dollar count. Yet, many organizations still rely on cheques for transactions, despite the rise of faster, more efficient digital payment methods. While cheques may feel familiar and secure, they often come with hidden costs that can drain resources […]

“Strategic growth isn’t just about chasing sales—it’s about choosing your customers wisely. That’s how you build resilience.” – Key insight inspired by Zach Spencer, Coface North America In this webinar, guests Zach Spencer and Todd Pickett from Coface dive deep into the current landscape of supply chain and accounts receivable […]

Financial statements don’t operate in isolation—they are interconnected, each offering a different but complementary perspective on an organization’s financial health. One of the most critical relationships in financial management is how an income statement forecast feeds into a cash flow forecast. Business leaders often focus on revenue growth and profitability […]

Many managers make decisions based on instinct, experience, or operational data—but too often, they lack access to timely, relevant financial insights that could sharpen their decision-making. While financial reporting is a core function of any accounting department, translating those numbers into meaningful business intelligence is where many organizations fall short. […]

For private businesses and not-for-profits, strong financial leadership is essential to long-term success. But hiring a full-time CFO or Controller isn’t always feasible—especially for organizations that need strategic financial oversight without the cost of an in-house executive. That’s where fractional finance leadership comes in. However, not all fractional CFOs and […]

Recent discussions around tariffs and the potential for a full-blown trade war between Canada and the United States have become major concerns for businesses operating in Ontario. Though new regulations and threats of retaliatory measures have occurred before, the current environment of uncertainty—fuelled by shifting political priorities—demands a thoughtful, proactive […]

When a single customer—or a small group of them—accounts for a significant portion of your organization’s revenue, the stakes of maintaining these relationships skyrocket. Any sudden downturn, operational hiccup, or strategic shift on the client side can swiftly lead to reduced orders, delayed payments, or even lost business altogether. From […]

Every child knows Santa Claus as the cheerful, magical figure who delivers presents to children around the globe in one magical night. But what most don’t see is the army of unsung heroes working behind the scenes to ensure Christmas runs like a well-oiled machine. At the heart of this […]

As not-for-profit organizations and charities navigate a landscape of evolving donor expectations, economic challenges, and technological advancements, fundraising leaders are tasked with driving innovation while maintaining the personal touch that inspires generosity. In a recent webinar hosted by Part Time CFO Services and Yeeboo Digital, Kyle Paterson and Erik Rubadeau […]

As Halloween approaches, we often find ourselves surrounded by an array of spooky characters that add excitement and intrigue to the season. But have you ever wondered how these frightening figures would fare in the world of finance? In this whimsical exploration, we’ll take a look at how some classic […]

In today’s financial landscape, Canadian organizations have a variety of payment methods to choose from, each with its own strengths and weaknesses. The key players in this arena are Interac e-Transfers, Electronic Funds Transfers (EFTs), and cheques. While digital options are gaining popularity, many organizations continue to use cheques due […]

In today’s intricate business environment, many private businesses in Canada face various financial challenges that can impede growth and sustainability. As these complexities increase, the need for strategic financial guidance becomes more pronounced. This is where a Fractional CFO can play a crucial role. Recognizing the signs that your company […]

When looking to acquire a private business in Canada, one of the first and most important documents you will encounter is the Confidential Information Memorandum (CIM). The CIM provides a comprehensive business overview, serving as a key tool in your decision-making process. Understanding how to navigate this document is crucial […]